⚠ Important SGP Points expire 180 days from issuance (less than 6 months). Not for remittance, transfer, or cash-out purposes.

About

About Us

A Trusted Regional Operating Structure

SAKURA WALLET uses a regional operating structure. Japan-facing services are handled by ITO-Japan Co., Ltd., Singapore-related operations by SAKURA EXCHANGE PTE LTD, and Guam plus other international services by SAKURA EXCHANGE GUAM, INC.

  • Registration is free; monthly fees apply only when a card is issued or used (JPY 1,980/month for Japan, USD 10.00/month for other markets)
  • wallet and top up a prepaid Mastercard
  • AI-assisted automated data checks are performed during registration
  • Regulated financial features are provided in line with applicable laws and partner infrastructure
Learn More About Our Operators →
More About Us

Company Details

Our Services - Foreign Exchange Tailored to Your Needs!

We understand that managing foreign currencies can be complex and time-consuming. That’s why we offer a comprehensive online foreign exchange service tailored to your individual needs. Whether you’re a frequent traveler, an international business, or simply looking to exchange currency for a one-time transaction, we’re here to help.

Operating Structure

Clear Operating Entities by Region

Before users register, we clearly explain which entity operates each region and service scope.

ITO-Japan Co., Ltd.

Handles Japan-facing operations, user support, and marketing activities.

SAKURA EXCHANGE PTE LTD

Handles Singapore-related operations and business support services.

SAKURA EXCHANGE GUAM, INC.

As an MSB operator in Guam, it provides wallet and card system services and operates other international services.

Compliance & Trust

Fully Regulated & Compliant

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Regulatory Compliant

Operating in accordance with applicable financial regulations in Japan and the United States.

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FinCEN MSB Registered

SAKURA EXCHANGE GUAM, INC. is registered as an MSB with the U.S. Financial Crimes Enforcement Network.

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AML/CTF Compliant

Full anti-money laundering and counter-terrorist financing program in place.

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Mastercard Affiliated

Licensed to issue Mastercard prepaid cards accepted at millions of locations worldwide.

For Businesses

White-Label TMA &
Merchant Programs

For merchants, communities, organizations, and membership programs, we support white-label TMA apps, custom tokens, and billing management. We review applicable laws and partner requirements before proposing a compliant deployment model.